Loans Rates
RATES AS ON 1ST January 2026
Housing loan
|
Company Tier |
Salary Less than OMR 700 |
Salary OMR 700 & above |
|
Tier 1 |
4.99% |
4.75% |
|
Tier 2 |
5.25% |
4.99% |
| Tier 3 |
5.50% |
5.49% |
| Company Tier | Salary OMR 700 & above |
| Tier 4 | 5.49% |
Buyout Housing Loan Rates
|
Registered Employer List |
Salary Less than OMR 700 |
Salary OMR 700 & above |
|
Tier 1 |
4.49% |
4.35% |
|
Tier 2 |
4.75% |
4.49% |
| Tier 3 |
5.00% |
4.75% |
| Company Tier | Salary OMR 700 & above |
| Tier 4 | 5.25% |
Personal loan
|
Company Tier |
Salary Less than OMR 700 |
Salary OMR 700 & above |
|
Tier 1 |
4.99% |
4.75% |
|
Tier 2 |
5.25% |
4.99% |
| Tier 3 |
5.75% |
5.49% |
| Company Tier | Salary OMR 700 & above |
| Tier 4 | 5.49% |
Buyout Personal Loan Rates
|
Registered Employer List |
Salary Less than OMR 700 |
Salary OMR 700 & above |
|
Tier 1 |
4.49% |
4.35% |
|
Tier 2 |
4.75% |
4.49% |
| Tier 3 |
5.00% |
4.75% |
| Company Tier | Salary OMR 700 & above |
| Tier 4 | 5.25% |
Auto loan
|
Company Tier |
Salary Less than OMR 700 |
Salary OMR 700 & above |
|
Tier 1 |
4.99% |
4.75% |
|
Tier 2 |
5.25% |
4.99% |
| Tier 3 |
5.75% |
5.49% |
| Company Tier | Salary OMR 700 & above |
| Tier 4 | 5.49% |
Buyout Auto Loan Rates
|
Registered Employer List |
Salary Less than OMR 700 |
Salary OMR 700 & above |
|
Tier 1 |
4.49% |
4.35% |
|
Tier 2 |
4.75% |
4.49% |
| Tier 3 |
5.00% |
4.75% |
| Company Tier | Salary OMR 700 & above |
| Tier 4 | 5.25% |