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Basic WPS Savings Account

Simple, secure banking designed to make salary management easy and support your financial needs.

 

No minimum balance requirement No minimum balance requirement.
24/7 access 24/7 access via Mobile Banking, Internet Banking, and Call Centre.
Maal Card Easy transactions using Maal Debit Card (valid for use within Oman).
Secure Digital Banking Secure digital banking with mobile app features for account management.
Free Statements Free statements and simplified account opening process.

A Basic WPS Savings Account gives you simple, secure access to essential banking services.

Designed for salary credit and everyday transactions, it offers convenient features like digital banking, Maal debit card usage within Oman, and free e-statements—without minimum balance requirements. Enjoy 24/7 access through Mobile and Internet Banking, plus support at branches and Call Centre.

Apply for a Basic WPS Savings Account now 

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Eligibility Criteria

Any Omani citizen or resident above 18 years of age who have salary not exceed 350 OMR

Documents Requirements:

Civil ID.

Documents Requirements:

Resident ID / Passport.

Documents Requirements:

Resident ID / Passport.

 

How to Open an Account

Apply at Any Branch

Prefer face‑to‑face service?

Visit your nearest BankDhofar branch and our team will assist you through the application process.

Find your nearest branch here.

 

Request a Call Back

Ask a question or request a call-back. Our team is here to support you throughout your onboarding journey.

Click here.

 

 

Frequently Asked Questions

It is a savings account designed for individuals earning a monthly salary of 350 or below, in compliance with the Wage Protection System (WPS) mandated by the Central Bank of Oman. The account provides essential banking services with no minimum balance requirement.

  • Individuals aged 18 years and above.
  • Monthly salary must not exceed 350.
  • You must declare that you do not hold another Basic WPS Savings Account with any other bank in Oman.
  • Omani nationals: Valid National ID.
  • Non-Omani residents: Valid Resident Card and Passport.
  • No minimum balance requirement and no account closure charges.
  • Maximum account balance: 3,000.
  • Cash deposit limit: 100 per day.
  • Free e-statements and digital banking access (Mobile & Internet Banking).
  • Maal Debit Card for transactions within Oman only.

No, this is a non-interest-bearing account.

  • No minimum balance charges.
  • Dormant account fee capped at 1 per year.
  • Other service charges (e.g., debit card replacement, international remittance) apply as per the Bank’s tariff.

Visit any BankDhofar branch, complete simplified KYC and sign the account opening form.

No, the Maal Debit Card issued for this account can only be used within Oman.

Yes, you can request conversion to a regular savings account by completing standard due diligence.

It is a savings account designed for individuals earning a monthly salary of 350 or below, in compliance with the Wage Protection System (WPS) mandated by the Central Bank of Oman. The account provides essential banking services with no minimum balance requirement.

  • Individuals aged 18 years and above.
  • Monthly salary must not exceed 350.
  • You must declare that you do not hold another Basic WPS Savings Account with any other bank in Oman.
  • Omani nationals: Valid National ID.
  • Non-Omani residents: Valid Resident Card and Passport.
  • No minimum balance requirement and no account closure charges.
  • Maximum account balance: 3,000.
  • Cash deposit limit: 100 per day.
  • Free e-statements and digital banking access (Mobile & Internet Banking).
  • Maal Debit Card for transactions within Oman only.

No, this is a non-interest-bearing account.

  • No minimum balance charges.
  • Dormant account fee capped at 1 per year.
  • Other service charges (e.g., debit card replacement, international remittance) apply as per the Bank’s tariff.

Visit any BankDhofar branch, complete simplified KYC and sign the account opening form.

No, the Maal Debit Card issued for this account can only be used within Oman.

Yes, you can request conversion to a regular savings account by completing standard due diligence.

Contact us

Do you need further assistance or have questions about Basic WPS Savings Account? 
We are here to help you. Do not hesitate to contact us.

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