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Credit Cards

Enjoy more freedom & greater rewards

  • Recognized and accepted worldwide
  • Up to 52 days interest-free credit period
  • Reward points on all purchase transactions (except E-Com & Corporate card)
  • Cash advance facility at millions of ATMs worldwide (except E-Com card)
  • Internet shopping via secure OTP authentication
  • Supplementary cards for family members
  • 24/7 ATM Cash Advance up to 100% of credit limit (except E-Com card)

Whatever your lifestyle, BankDhofar has a Credit Card designed to fit your needs — from the ultra-premium Mastercard World Elite and MasterCard World, to the exclusivity of Master Card Platinum, the special benefits of MasterCard Gold, and the utility of MasterCard Standard — all earning you rewards every time you spend, or simply the convenience of the MasterCard E-Com for safe and easy online shopping.

Apply for a Credit Card now 

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World MasterCard

Experience a World of Exceptional Privileges with World MasterCard

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MasterCard Platinum

Elevate Your Lifestyle with MasterCard Platinum

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MasterCard Gold

Experience the Finer Things in Life with MasterCard Gold

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MasterCard E-com

Shop Online with Confidence using MasterCard E-com

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Mastercard World Elite

Ideal companion for the world traveller

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Mastercard World Legend

A world of privileges, just for you

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Frequently Asked Question

You may apply for a BankDhofar Credit Card if you are an Omani national or a resident of Oman aged between 18 and 60 years, with a minimum monthly salary of 250 (Omani) or 500 (expatriate).

Minimum Salary per month:

  • Mastercard World- 3,000
  • Mastercard World Elite - 3,000
  • Mastercard Platinum- 1,000

Minimum Card Limit:

  • Mastercard World - 5,000
  • Mastercard World Elite - 5,000
  • Mastercard Platinum - 1,000

The applicant’s employer must be in the bank’s Approved List, or the applicant can place a fixed deposit of 90% of card limit.

For more information, please visit any BankDhofar Branch or call us anytime 24x7 on 24791111.

  • Application form
  • Salary certificate
  • Bank Statement
  • Copy of valid Resident ID and passport or visa (expatriate)
  • End-of-service benefit statement (expatriate)

Click here to open

The date of the card statement is the 3rd of every month. For instance, if you made a credit card purchase on 5/1/2025 for the amount of 200, then calculation of the grace period is as follows:

  • Date of purchase: 5/1/2025
  • Date of receiving the second settlement: 4/2/2025 (30 days)
  • Date of payment: 24/2/2025 (20 days)

Total Grace Period: 30 + 20 days = 50 days

Annual Fee - Primary Card:

  • Visa Infinite: 50
  • World Mastercard: 50
  • Platinum Mastercard: 30
  • Visa Gold & Mastercard Gold & Visa Ladies: 20
  • E-Com Mastercard: 12

Annual Fee - Supplementary Card

  • Visa Infinite Card: 25
  • World Mastercard: 25
  • Platinum Mastercard: 15
  • Visa Gold & Mastercard Gold & Visa Ladies: 10

Interest Rate: 1.5 % per month
Cash Advance Fee: 3% or 5, whichever is higher
Card Replacement (Lost / Stolen): 20 (5 for E-Com card)
Limit Enhancement / Change: 10
Monthly Payment Due / Installment Percentage Change: 2
Over Limit Fee: 5
Late Payment Fee: 10
PIN Re-Issue Fee: 5
Temporary Limit Increase: 5
Credit Card Funds Transfer: 3% or 5, whichever is higher
Foreign Exchange Mark-Up Fee: Up to 2.5% (For International Transactions)
Minimum Amount Due: 3% or 10, whichever is higher
Validity for all BankDhofar Card validity is 5 years

Your BankDhofar Credit Card is designed with several layers of protection, but there are good user guidelines that you can follow to ensure you stay secure while enjoying all of your card’s many benefits.

  • Do not keep your PIN number together with your card.
  • Do not write your PIN number on the card, or disclose it to anyone for any reason.
  • Do not leave your card, wallet or bag unattended.
  • Retain copies of all sales, ATM and withdrawal slips for statement verification.
  • Ensure your card is returned after every use, and check that the card returned is yours.
  • Update BankDhofar immediately of any change in mailing / delivery address or phone number. Please remember, failure to notify constitutes material breach of the terms of cards insurance.

You may apply for a BankDhofar Credit Card if you are an Omani national or a resident of Oman aged between 18 and 60 years, with a minimum monthly salary of 250 (Omani) or 500 (expatriate).

Minimum Salary per month:

  • Mastercard World- 3,000
  • Mastercard World Elite - 3,000
  • Mastercard Platinum- 1,000

Minimum Card Limit:

  • Mastercard World - 5,000
  • Mastercard World Elite - 5,000
  • Mastercard Platinum - 1,000

The applicant’s employer must be in the bank’s Approved List, or the applicant can place a fixed deposit of 90% of card limit.

For more information, please visit any BankDhofar Branch or call us anytime 24x7 on 24791111.

  • Application form
  • Salary certificate
  • Bank Statement
  • Copy of valid Resident ID and passport or visa (expatriate)
  • End-of-service benefit statement (expatriate)

Click here to open

The date of the card statement is the 3rd of every month. For instance, if you made a credit card purchase on 5/1/2025 for the amount of 200, then calculation of the grace period is as follows:

  • Date of purchase: 5/1/2025
  • Date of receiving the second settlement: 4/2/2025 (30 days)
  • Date of payment: 24/2/2025 (20 days)

Total Grace Period: 30 + 20 days = 50 days

Annual Fee - Primary Card:

  • Visa Infinite: 50
  • World Mastercard: 50
  • Platinum Mastercard: 30
  • Visa Gold & Mastercard Gold & Visa Ladies: 20
  • E-Com Mastercard: 12

Annual Fee - Supplementary Card

  • Visa Infinite Card: 25
  • World Mastercard: 25
  • Platinum Mastercard: 15
  • Visa Gold & Mastercard Gold & Visa Ladies: 10

Interest Rate: 1.5 % per month
Cash Advance Fee: 3% or 5, whichever is higher
Card Replacement (Lost / Stolen): 20 (5 for E-Com card)
Limit Enhancement / Change: 10
Monthly Payment Due / Installment Percentage Change: 2
Over Limit Fee: 5
Late Payment Fee: 10
PIN Re-Issue Fee: 5
Temporary Limit Increase: 5
Credit Card Funds Transfer: 3% or 5, whichever is higher
Foreign Exchange Mark-Up Fee: Up to 2.5% (For International Transactions)
Minimum Amount Due: 3% or 10, whichever is higher
Validity for all BankDhofar Card validity is 5 years

Your BankDhofar Credit Card is designed with several layers of protection, but there are good user guidelines that you can follow to ensure you stay secure while enjoying all of your card’s many benefits.

  • Do not keep your PIN number together with your card.
  • Do not write your PIN number on the card, or disclose it to anyone for any reason.
  • Do not leave your card, wallet or bag unattended.
  • Retain copies of all sales, ATM and withdrawal slips for statement verification.
  • Ensure your card is returned after every use, and check that the card returned is yours.
  • Update BankDhofar immediately of any change in mailing / delivery address or phone number. Please remember, failure to notify constitutes material breach of the terms of cards insurance.

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