Al Heson Savings Account

Everyday banking tailored to your needs

	Non-Interest Bearing Account.
	24/7 access via Mobile App, Internet Banking, Call Centre, in addition to Branch Network.
	Easy operation via ATM/CDM/Debit card.
	Control your card with the Mobile banking application.
	Cardless Cash feature.

A savings account that helps you manage your money with ease. With 24/7 access through our secure Mobile Banking and Internet Banking platforms, Call Centre , a wide network of branches and ATMs/CDMs across Oman, you stay in control of your day‑to‑day finances. Your Al Heson Savings Account also serves as the foundation to access a wide range of BankDhofar products—such as cards, deposits, loans, and more.

Apply for a Al Heson Savings Account now

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Benefits & Features

Convenient Everyday Banking

Non‑interest‑bearing account designed for daily use
Simple, secure transactions through BankDhofar’s digital channels

24/7 Digital Access

Bank anywhere, anytime through Mobile Banking & Internet Banking
Cardless Cash: withdraw cash even if you forget your debit card
Control your debit card easily within the app (Activation, Block, limit controls, PIN Reset, etc.)

Extensive branch and ATM/CDM Network

Access 100+ branches and a large network of ATMs/CDMs across Oman
Quickly locate the nearest ATM/CDM or branch through our online locator.

Easy Account Operation

Use your debit card at ATMs, CDMs, and retail locations nationwide
Make transfers, bill payments, top-ups, and more instantly

Gateway to More Banking Products

As your needs grow, the account provides access to:

Credit cards (Visa or Mastercard)
Guaranteed return deposits (Fixed, Recurring, Education, and Retirement saving plans)
Broader banking and financing services

Eligibility Criteria

Omani Customers

ID Proof: Civil ID

Proof of Residence address: Civil ID (if it matches)

Proof of Permanent Address: Not required

Expat Customers

ID Proof: Civil ID And Passport

Proof of Residence address: Utility Bill Or Lease agreement Or Employer letter Or Bank Statement

Proof of Permanent Address: Passport (If it matches)

Children or Minor (Omani) Customers

ID Proof: Civil ID or Passport or Birth Certificate

Proof of Residence address: Not required

Proof of Permanent Address: Not required

Other Customers

For Housewife, Students, Child /Minor (Expat), Unemployed and Freelancers

ID Proof: As per Nationality

Proof of Residence address: As per Nationality

Proof of Permanent Address: As per Nationality

How to Open an Account

Fastest Way: Open Digitally via Intilaqa App

Open your Al Heson Savings Account in under 1 minute using the Intilaqa App.
Steps:

Download the Intilaqa App
Complete the digital onboarding process
Upload/verify required documents
Your account is activated once verification is completed

Apply at Any Branch

Prefer face‑to‑face service?

Visit your nearest BankDhofar branch and our team will assist you through the application process.

Find your nearest branch here.

Request a Call Back

Ask a question or request a call-back. Our team is here to support you throughout your onboarding journey.

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Frequently Asked Questions

Search FAQs

It is a non interest bearing savings account designed for everyday banking, offering easy access through Digital Channels, Call Centre and BankDhofar's branch and ATM/CDM network.

Omani nationals and expatriates residing in Oman
Individuals aged 18 and above (minors can apply under guardian categories)
Customers seeking an easy, digital-first everyday banking solution
Anyone who wants access to BankDhofar’s digital channels, ATM/CDM network, and branch services

Yes. You can open your account digitally through the Intilaqa App, which offers a fast and convenient onboarding experience.

Yes. A debit card is provided for ATM, CDM, and retail transactions.

Yes. The Cardless Cash feature allows you to withdraw using Mobile Banking.

Digital onboarding is typically completed within minutes, depending on document verification.

Yes. You can share your account details with your employer for salary deposits.

Yes, through specific documentation requirements for minors.

You may be prompted to upload missing documents or visit a branch for verification.

A BankDhofar Savings Account makes it very easy for you to avail Housing Loan, Personal Loan and Car Loan on competitive terms, as well as access to Personal Accident Insurance, Motor Insurance and Travel Insurance.

Click the type of account to know more, or call us anytime 24x7 on 24791111

Contact us

Do you need further assistance or have questions about Al Heson Savings Account?
We are here to help you. Do not hesitate to contact us.

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