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MasterCard Platinum Najm Credit Card

Your Card to Greatness

  • Get 10%* back on your favorite Streaming Platform! (Shahid, Netflix, TOD, Spotify, Twitch).
  • Bank Dhofar Limited Edition Credit Card.
  • Get the Messi Mastercard and spend OMR 1000+ in the first 6 months of the card launch.
  • Enter a draw and win a signed jersey from Messi.

Eligibility criteria

  • Omani nationals or residents
  • Minimum age of 18 years (13 years for supplimentary card).
  • Minimum salary of OMR 250
  • Meet Bank Dhofar’s credit card policy requirements

Fees & Charges

  • Primary Card OMR 30
  • Supplementary Card OMR 15

Rewards

  • Earn 0.5%** reward points on your local and international transactions.

* (Capped at 5 rials per month)
** (Except government transactions)

Enjoy 10%* off your favourite streaming platforms, along with a host of exclusive privileges with the Messi Mastercard.   This card is exclusive to BankDhofar.

Apply for a Credit Card now 

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Travel Benefits

Airport Lounge Access:

Total of 9 lounge access in a year 

  • 6 complimentary access for you to over 25 regional & international  airport lounges, 
  • 3 lounge access within Sultanate of Oman - Though Mastercard Travel Pass app. 

Download the app now for Apple and Android devices.

*Important lounge access notes for Mastercard Travel Pass Users: 

  • First Visit is Free (No Spend Condition is required).
  • After the first Visit, customer is required to implement 1 USD or equivalent transaction to continue enjoy lounge access.
  • The remaining visits will be unlocked within up to 3-5 days post the 1 USD transaction.
  • Each qualifying transaction will unlock 3 calendar months of complimentary airport lounge access from the date of the last transaction.

*Note: Eligible lounges within Oman are as following:

  • Primeclass at Muscat International Airport
  • Primeclass at Duqm Airport
  • Al Khareef Lounge at Salalah International Airport 

Other Benefits: 

  • Enjoy 10% discount on any international roundtrip airfare from Cleartrip using code MCPLATINUM.
  • Enjoy up to 1 complimentary items at Costa Coffee in Dubai’s Airport though Mastercard Travel Pass app.
  • Priceless Cities is a unique collection of thousands of experiences and offers in over 40 cities and countries around the world. From dining to travel and entertainment, enjoy exclusive access and benefits that will make your trip abroad or stay at home even more rewarding. For details, click here.

- Get 15% discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa. For details click here. Terms & Conditions apply.

- Enjoy up to 35% off your next car rental with Avis when you book with your World Mastercard. For details, click here

- Get up to 10% off on your next car or truck rental with Budget. For details click here 

-Enjoy 10% discount on rental bookings at Rentalcars.com. Click here for more details.
- Enjoy up to 10% money back on hundreds of thousands of staycation or vacation properties around the world. For details click here.

Automatically protect your purchases from theft or accident for 180 days with Purchase Protection from your card. for details click here 

Lifestyle Benefits

- Get up to 20% off on grocery or food orders once per month on the Talabat app when you pay with your card. Simply enter promo MASTERCARD at checkout to enable up to 20% discount;

-Enjoy 50% off movie tickets at VOX cinemas and Cinépolis! T&C apply

-Unlock up to 40% extra UC points and a 10% discount on your next UC points purchase with Mastercard while playing

PUBG on Midasbuy! T&Cs apply. www.midasbuy.com

-Enjoy your movies with 50% off VIP monthly memberships at Shahid. Click here to redeem offer. 

-   Achieve your fitness goals wherever you are, whenever you want with Fiit. Enjoy 25% off on your first subscription payment. for details click here 

-Enjoy Lingokids English learning app with a 50% discount on memberships using code MASTERCARD50.

-    Enjoy the luxuriously appointed Bicester Village Shopping Collection boutique, where world-leading brands offer savings of up to 60% and more. For details click here.
-    Shop over 100,000 MyUS retailers with Free Premium Membership, account set-up and 30% off shipping to anywhere, with your card. For details click here  
-    Enjoy 10% off incredible fashion with your card when spending 200$ and more at FARFETCH. For details click here and use check out code MCFF

Najm Value Back on Rewards

Example 1: Capped OMR 5 on streaming reward points 
💳 Subscription Summary – 10% Savings

📅 Date 🔔 Subscription 💵 Amount (OMR) 🎁 10% Savings (OMR)
Jan 03 Netflix (Basic) 4.000 0.400
Jan 08 Spotify 3.000 0.300
Jan 15 Shahid 4.000 0.400
Jan 20 TOD 10.000 1.000
Jan 25 Netflix Family Plan 40.000 4.000

Total earned OMR 6.100, however you will be getting only OMR 5.000 (as capped value back on your streaming Apps for the month) 
🏆 ⭐ Total Monthly Rewards earned on streaming = OMR 5.000


Example 2: Capped OMR 5 reached with one large transaction  
💳 Subscription Summary – 10% Savings

📅 Date 🔔 Subscription 💵 Amount (OMR) 🎁 10% Savings (OMR)
Jan 03 Netflix Premium Plan  50.000 5.000

Cap reached immediately - No Other Rewards on Streaming Merchants can be accumulated for this month)
🏆 ⭐ Total Monthly Rewards on streaming earned= OMR 5.000


Example 3: Rewards points earned on both streaming , local & international transactions   
🎉 Attractive January Rewards Summary 
💳 📅 Transaction Breakdown

Date Category / Mechant Spend (OMR) Rate Reward Earned Notes
Jan 01 Netflix 20.000 10% 2.000 Streaming
Jan 05 Spotify 10.000 10% 1.000 Streaming
Jan 18 TOD 30.000 10% 3.000 Streaming → Capped at total OMR 5
Jan 20 Domestic Grocery 200.000 0.5% 1.000 Other category local transactions
Jan 28 Cross Border Spend 400.000 0.5% 2.000 Other category international transactions

🧮 Rewards Summary

  • 🎬 Streaming Rewards (Capped)
    •    Netflix + Spotify + TOD calculated = OMR 6.000
    •    Streaming cap = OMR 5.000
    •    Final streaming reward earned for the month: OMR 5.000
  • 🛒 Other Spend (Uncapped)
    •    Domestic grocery: 1.000
    •    Cross border spend: 2.000
    •    Total other rewards: OMR 3.000

🏆 ⭐ Total Monthly Rewards = OMR 8.000


Do you need further assistance or have questions about Cards? 
We are here to help you. Do not hesitate to contact us.

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