No, this card does not replace your current card; it is an additional option. Your current card will remain valid, while the National Payment Card is designed to provide a local alternative for transactions within the Sultanate of Oman.

The card is designed for local use and will later be used across GCC States and other countries. You can continue to use your other cards for international transactions.

Yes, the card adheres to the highest security standards for card payments set by the Central Bank of Oman, and its transactions are processed within a national payment network to ensure privacy and additional protection.

Top benefits include:

• Secure and reliable transactions within the Sultanate of Oman.
• Faster processing times via local systems.
• Providing economic efficiency and reducing fees for merchants.
• Support for the national payment infrastructure.
• Future features tailored to the local market.

You can obtain the card by approaching any branch or through Intilaqa APP & MFK.

The issuances/annual fee is waived however; the other fees are applicable on the card. 

Yes, Maal Debit Card was developed under the direct supervision of the Central Bank of Oman, as part of a vision to enhance national payments and build an independent and secure infrastructure.

For Dhofar-Pay, we are still under development to enable it, however, it not ready yet for Apple Pay, Samsung and Google Pay. 

Yes, you can use Maal Debit Card to make payments on local websites. Please ensure the website supports the local payment gateway.

Yes, you can withdraw cash from ATMs within the Sultanate of Oman using the National Payment Card.

The same limit sets on the current International Card Scheme are set in Maal Debit Card.

Yes, the card can be used for recurring transactions or subscriptions within the Sultanate of Oman, provided the merchant or service supports it.

No, there are no additional fees.

You can check the card balance and review transactions via online banking, mobile banking and ATMs.

Yes, you can use the card at ATMs of any licensed bank in the Sultanate of Oman through OmanNet.

Yes, you can use the card in applications that support local payment gateways.

Yes, you can use the card to pay for bills or government services through approved electronic channels that support the local payment gateway OmanNet.