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Home Loan

The ideal way to own your dream home

  • Quickest loan process time
  • Minimal processing fees
  • Low interest rates starting from 4.35%
  • Repayment tenure up to 25 years
  • Housing Loan amount up to 350,000 or 90% of property value
  • Housing Loan available to joint account holders

Congratulations on starting your journey to home-ownership!

We, at BankDhofar, are committed to support you all the way in making your dream project a reality. This is why we have designed our Home Loan to adapt to your specific needs, with minimum hassles and at some of the most competitive interest rates.

Apply for a Home Loan now 

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Housing Loan Checklist

  • Copy of ID card / Resident card
  • Most recent salary certificate
  • Six month bank statement

Full Checklist

Frequently Asked Questions

If you are an Omani national over 18 years of age earning a salary of at least 300 per month, you are eligible to apply for a BankDhofar Home Loan. Home loans is also available to expatriates residing in Oman.

If your salary exceeds 3,500, you are eligible to apply for a housing loan with a Debt Burden Ratio (DBR) of 74%.

Please visit any of our branches to proceed with your application.

Drop in to any nearby BankDhofar Branch and talk to our expert Home Loan advisors. They will help you find and apply for the most appropriate type of loan based on your need and your financial status.

BankDhofar offers a range of loans based on your needs, including:

  • For buying a home
  • For buying a land
  • For buying a land with building
  • For constructing a new house
  • For home improvement or renovation
  • For buy-out of home loan from another bank

To apply for a home loan, visit nearest branch to you with the below documents. Our Home Loan Advisor will help you with the rest.

  • Filled home loan application
  • Most recent salary certificate
  • Copy of ID card / Resident card
  • Copy of approved construction plan from municipality
  • Valuation report from approved valuators

BankDhofar offers competitive Home Loan rates for all Al Riadah and Al Rifaa customers. To know more, drop in to any nearby BankDhofar Branch and talk to our expert Home Loan advisors or call us anytime 24x7 on +968 24775775.

  • Minimum loan amount: 10,000
  • Maximum loan amount: 350,000 (audited net worth statement required for loan amount exceeding 250,000)
  • Loan available for up to 90% of property value 
  • Online service to check outstanding loan amount and instalment status 
  • Long list of approved property evaluators 

Drop in at any BankDhofar branch near you. Find your nearest location click here.

You can also send us an email at riadah@bankdhofar.com or call us anytime 24x7 on 24775775.

If you are an Omani national over 18 years of age earning a salary of at least 300 per month, you are eligible to apply for a BankDhofar Home Loan. Home loans is also available to expatriates residing in Oman.

If your salary exceeds 3,500, you are eligible to apply for a housing loan with a Debt Burden Ratio (DBR) of 74%.

Please visit any of our branches to proceed with your application.

Drop in to any nearby BankDhofar Branch and talk to our expert Home Loan advisors. They will help you find and apply for the most appropriate type of loan based on your need and your financial status.

BankDhofar offers a range of loans based on your needs, including:

  • For buying a home
  • For buying a land
  • For buying a land with building
  • For constructing a new house
  • For home improvement or renovation
  • For buy-out of home loan from another bank

To apply for a home loan, visit nearest branch to you with the below documents. Our Home Loan Advisor will help you with the rest.

  • Filled home loan application
  • Most recent salary certificate
  • Copy of ID card / Resident card
  • Copy of approved construction plan from municipality
  • Valuation report from approved valuators

BankDhofar offers competitive Home Loan rates for all Al Riadah and Al Rifaa customers. To know more, drop in to any nearby BankDhofar Branch and talk to our expert Home Loan advisors or call us anytime 24x7 on +968 24775775.

  • Minimum loan amount: 10,000
  • Maximum loan amount: 350,000 (audited net worth statement required for loan amount exceeding 250,000)
  • Loan available for up to 90% of property value 
  • Online service to check outstanding loan amount and instalment status 
  • Long list of approved property evaluators 

Drop in at any BankDhofar branch near you. Find your nearest location click here.

You can also send us an email at riadah@bankdhofar.com or call us anytime 24x7 on 24775775.

Contact us

Do you need further assistance or have questions about Loans? 
We are here to help you. Do not hesitate to contact us.

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