Housing Loan

The ideal way to own your dream home

Quickest loan process time
Minimal processing fees
Low interest rates starting at 5.25%
Repayment tenure up to 25 years
Housing Loan amount up to OMR 500,000 or 90% of property value
Housing Loan available to joint account holders
Special discount of 0.25%offered on interest rate to Al Riadah customers and 15% offered on interest rate to Ladies & AL Rifaa customers.

Congratulations on starting your journey to home-ownership!

We, at BankDhofar, are committed to support you all the way in making your dream project a reality. This is why we have designed our Home Loan to adapt to your specific needs, with minimum hassles and at some of the most competitive interest rates.

Apply for a Housing Loan now

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Housing Loan Checklist

Copy of ID card / Resident card
Most recent salary certificate
Six month bank statement

Full Checklist

Frequently Asked Questions

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If you are an Omani national over 18 years of age earning a salary of at least OMR 300 per month, you are eligible to apply for a BankDhofar Home Loan. Home loans is also available to expatriates residing in Oman.

Drop in and talk to our expert Home Loan advisors. They will help you find and apply for the most appropriate type of loan based on your need and your financial status.

BankDhofar offers a range of loans based on your needs, including:

Purchase of a residential land
Purchase of a completed or under construction, house or apartment
Construction of a new house
Extension, improvement or renovation of a house
Takeover (buy-out) of a housing loan from other banks.

To apply for a home loan, visit your nearest branch with the below documents. Our Home Loan Advisor will help you with the rest.

Filled home loan application
Most recent salary certificate
Copy of ID card / Resident card
Copy of approved construction plan from municipality
Valuation report from approved valuators
Six month bank statement
A salary transfer letter
Liability letter ( if any)

BankDhofar competitive rates for all customers, and special rates for ladies customers.

To know more, call us anytime 24x7 on 24791111.

Minimum loan amount: OMR 10,000
Maximum loan amount: OMR 500,000 (audited net worth statement required for loan amount exceeding OMR 250,000)
Loan available for up to 80% of property value