Cards | Bank Dhofar

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Eligibility

Minimum Salary (in OMR)

Maximum Card Limit (in OMR)

Validity

Annual Fees (in OMR)

Supplementary Cards Annual Fees (in OMR)

Interest Rate

Cash Advance Fee

Acceptance

Offers

Security

Credit Period

Supplementary Cards for Family

Lost/Stolen Card Protection

Zero Lost Card Liability

Card Replacement (Lost & Stolen) (in OMR)

Limit Enhancement / Change (in OMR)

Reward Points - Domestic Spend

Reward Points - International Spend

Credit Cards

Enjoy more freedom & greater rewards

Recognized and accepted worldwide
Up to 47 days interest-free credit period
Reward points on all purchase transactions (except E-Com & Corporate card)
Cash advance facility at millions of ATMs worldwide (except E-Com card)
Internet shopping via secure OTP authentication
Supplementary cards for family members
24/7 ATM Cash Advance up to 100% of credit limit (except E-Com card)

Whatever your need, you will find a BankDhofar Credit Card that perfectly fits your lifestyle – and even earn you rewards every time you use it.

Choose the ultra-premium Visa Infinite and World MasterCard; the exclusivity of Platinum MasterCard; the special benefits of Visa Gold and Gold MasterCard; the utility of Visa Classic and Standard MasterCard – or simply opt for the functionality of the E-Com MasterCard credit card for online shopping.

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Visa Infinite

Unleash the Power of Visa Infinite for Limitless Possibilities

Visa Signature

Get the recognition you deserve, worldwide

World MasterCard

Experience a World of Exceptional Privileges with World MasterCard

MasterCard Platinum

Elevate Your Lifestyle with MasterCard Platinum

Visa Gold

Unlock Exclusive Benefits and Privileges with Visa Gold

MasterCard Gold

Experience the Finer Things in Life with MasterCard Gold

MasterCard E-com

Shop Online with Confidence using MasterCard E-com

Frequently Asked Question

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You may apply for a BankDhofar Credit Card if you are an Omani national or a resident of Oman aged between 18 and 60 years, with a minimum monthly salary of OMR 300 (Omani) or OMR 500 (expatriate).

Minimum Salary per month:
Visa Infinite - OMR 3,000
World Mastercard - OMR 3,000
Platinum Mastercard - OMR 1,000
Visa Gold & Gold Mastercard - OMR 300

Minimum Card Limit:

Visa Infinite - OMR 5,000
World Mastercard - OMR 5,000
Platinum Mastercard - OMR 1,000
Visa Gold & Gold Mastercard - OMR 300

The applicant’s employer must be in the bank’s Approved List, or the applicant can place a fixed deposit of 90% of card limit.

For more information, please visit any BankDhofar Branch or call us anytime 24x7 on 24791111.

Application form
Salary certificate
Bank Statement
Insurance form
Copy of valid Resident ID and passport or visa (expatriate)
End-of-service benefit statement (expatriate)

Click here to open

The date of the card statement is the 3rd of every month. For instance, if you made a credit card purchase on 4/1/2023 for the amount of OMR 200, then calculation of the grace period is as follows:

Date of purchase: 4/1/2023
Date of receiving the second settlement: 3/2/2023 (30 days)
Date of payment: 20/2/2023 (17 days)
Total Grace Period: 30 + 17 days = 47 days

Annual Fee - Primary Card:

- Visa Infinite: OMR 50

- World Mastercard: OMR 50

- Platinum Mastercard: OMR 30

- Visa Gold & Gold Mastercard: OMR 20

- E-Com Mastercard: OMR 12

Annual Fee - Supplementary Card

- Visa Infinite Card: OMR 25

- World Mastercard: OMR 25

- Platinum Mastercard: OMR 15

- Visa Gold & Gold Mastercard: OMR 10

Interest Rate: 1.5 % per month
Cash Advance Fee: 3% or OMR 5, whichever is higher
Card Replacement (Lost / Stolen): OMR 20 (OMR 5 for E-Com card)
Limit Enhancement / Change: OMR 10
Monthly Payment Due / Installment Percentage Change: OMR 2
Over Limit Fee: OMR 5
Late Payment Fee: OMR 10
PIN Re-Issue Fee: OMR 5
Temporary Limit Increase: OMR 5
Credit Card Funds Transfer: 3% or OMR 5, whichever is higher
Foreign Exchange Mark-Up Fee: Up to 2.5% (For International Transactions)
Minimum Amount Due: 3% or OMR 10, whichever is higher
Validity for all BankDhofar Card validity is 5 years however, for E-Com is for 1 year

Your BankDhofar Credit Card is designed with several layers of protection, but there are good user guidelines that you can follow to ensure you stay secure while enjoying all of your card’s many benefits.

Do not keep your PIN number together with your card.
Do not write your PIN number on the card, or disclose it to anyone for any reason.
Do not leave your card, wallet or bag unattended.
Retain copies of all sales, ATM and withdrawal slips for statement verification.
Ensure your card is returned after every use, and check that the card returned is yours.
Update BankDhofar immediately of any change in mailing / delivery address or phone number. Please remember, failure to notify constitutes material breach of the terms of cards insurance.