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Home Loan

The ideal way to own your dream home

  • Quickest loan process time
  • Minimal processing fees
  • Repayment tenure up to 25 years
  • Home loan amount up to OMR 500,000 or 90% of Property Value.
  • Home Loan available to joint account holders
  • Special discount of 0.50% offered on interest rate to Al Riyada customers
  • Special discount on home loan up to 0.25% offered on interest to Al Rifaa accountholder

Congratulations on starting your journey to home-ownership!

We, at BankDhofar, are committed to support you all the way in making your dream project a reality. This is why we have designed our Home Loan to adapt to your specific needs, with minimum hassles and at some of the most competitive interest rates.

Apply for a Home Loan now 

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Frequently Asked Questions

If you are an Omani national over 18 years of age earning a salary of at least OMR 300 per month, you are eligible to apply for a BankDhofar Home Loan. Home loans is also available to expatriates residing in Oman.

Drop in to any nearby BankDhofar Branch and talk to our expert Home Loan advisors. They will help you find and apply for the most appropriate type of loan based on your need and your financial status.

BankDhofar offers a range of loans based on your needs, including:

  • For buying a home
  • For buying a land
  • For buying a land with building
  • For constructing a new house
  • For home improvement or renovation
  • For buy-out of home loan from another bank

To apply for a home loan, visit nearest branch to you with the below documents. Our Home Loan Advisor will help you with the rest.

  • Filled home loan application
  • Most recent salary certificate
  • Copy of ID card / Resident card
  • Copy of approved construction plan from municipality
  • Valuation report from approved valuators

BankDhofar offers competitive Home Loan rates for all Al Riadah and Al Rifaa customers. To know more, drop in to any nearby BankDhofar Branch and talk to our expert Home Loan advisors or call us anytime 24x7 on +968 24775775.

  • Minimum loan amount: OMR 10,000
  • Maximum loan amount: OMR 500,000 (audited net worth statement required for loan amount exceeding OMR 250,000)
  • Loan available for up to 90% of property value 
  • Online service to check outstanding loan amount and instalment status 
  • Long list of approved property evaluators 

Drop in at any BankDhofar branch near you. Find your nearest location click here.

You can also send us an email at riadah@bankdhofar.com or call us anytime 24x7 on 24775775.

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Do you need further assistance or have questions about Deposit Accounts? 
We are here to help you. Do not hesitate to contact us.

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