Terms and Conditions of Use of Bank Dhofar SAOG’s Internet Website

This internet website (“this Website”) is owned and maintained by Bank Dhofar SAOG (“Bank Dhofar”). The use of this Website is subject to the following terms and conditions (these “Terms and Conditions”) which you should read carefully. By accessing any part of this Website, or any information, data, databases, images, sound recordings, printed materials and other content provided by Bank Dhofar this Website you agree to be legally bound by these Terms and Conditions.

References to “You”, “Your” and “Yours” are references to the person(s) accessing this Website.

References to “We”, “Us” and “Our” are references to Bank Dhofar.

• Site Usage

  • The information provided on this Website or in any communication containing a link to this Website is for personal use and information only and is not intended for distribution to, or use by, any person or entity in any jurisdiction in any country where such distribution or use would be contrary to law or regulation or would subject Bank Dhofar to any registration requirement within such jurisdiction or country.

  • You shall use the Website for lawful purposes only. In choosing to visit this Website, you shall not post or transmit through this site any information or material, which violates or infringes, in any way, the rights of others, or which is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane, harassing, or otherwise objectionable.

  • You may not use the Website in order to transmit, distribute, store or destroy material:

    • In violation of any applicable law or regulation;

    • In a manner that will infringe the copyright, trademark trade secret or other intellectual property rights of Bank Dhofar or others.

• Feedback & Responses Provided to Bank Dhofar
  Any comments or materials sent to Bank Dhofar, including feedback data, such as questions, comments, suggestions and any other response shall be deemed to be non-confidential. Bank Dhofar shall have no obligation of any kind with respect to such response, and Bank Dhofar shall be free to use, reproduce, distribute and publicly display such comments and materials without limitation. Bank Dhofar shall also be free to use any ideas, concepts, know-how or techniques contained in such response for any purpose whatsoever, including but not limited to developing, manufacturing and marketing products incorporating such ideas, concepts or techniques.

• Services Available on the Website
  Use of any online services that may be made available through the Website is subject to these Terms and Conditions and the specific terms and conditions of use which may accompany or are included with the concerned service or other applicable terms and conditions between You (or the entity you are authorised to represent) and Bank Dhofar. You must read and accept such terms and conditions (accepted online) before you (or the entity you represent) use the said services. Any use, of the said service that is not in accordance with the terms and conditions is expressly prohibited.

• Availability of Information
  Availability as set forth in the Website is subject to change without notice. The Website may contain references to Bank Dhofar services, these references do not imply that Bank Dhofar intends to announce or make available such services, further, the Website may also contain references to future planned Bank Dhofar services. Such services are only planned and may not actually be provided and are not guaranteed.

• Third Party Products and Services
  Information and material on this Website relating to the products and/ or services provided by third party entities are provided for informative purposes only and do not constitute either an endorsement or recommendation by Bank Dhofar.

• Intellectual Property Information

  • All contents of this Website including, but not limited to the text, graphics and sounds are the copyright of Bank Dhofar and may not be reproduced, re-transmitted or otherwise redistributed in any form or by any other means such as electronic, photocopying, facsimile transmission, recording, re-keying, or using any information storage and retrieval system, without the prior written permission of Bank Dhofar. Furthermore, all trademarks used at this Website are the property of their respective owners and are protected by the respective / relevant copyright and trademark laws. Any use of the marks appearing on the Website without the express written consent of Bank Dhofar or the owner of the mark, as appropriate, is strictly prohibited.

  • Subject to the above, you may print a page or download it to a local hard disk for Your personal use only. However, you are not authorized to incorporate any part of this site in any commercial document or in any material sold or otherwise made available for profit without Bank Dhofar’s prior written consent.

• Limitations on Use of Information
  Whatever information this site contains is not intended for use without professional advice, and should not be construed as technical advice. You should consult other professional advisors familiar with Your particular situation for advice concerning specific technical or other matters before making any decisions.

• Security

  • You are prohibited from unauthorized access or attempts at unauthorized access to the Website. This includes violating or attempting to violate the overall security of the Website, including, without limitation:

    • attempting unauthorized access or impersonation;

    • breaching security or authentication measures without proper authorization;

    • attempting to interfere with service to any user, host or network, such as submitting a virus to the portal, overloading, “flooding,” “mailbombing,” or “crashing,”; or

    • sending unsolicited e-mail, including promotions and/or advertising, etc.

  • Any violation of these security rules may result in civil and / or criminal liability. Bank Dhofar will investigate occurrences, which may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.

• Privacy & Confidentiality

  • Your personal information collected by this site is voluntarily submitted by you. Bank Dhofar may use the information it collects about you to provide you with news and other information, which you may have requested. Occasionally we may notify you about important changes to the site and new information or services that we feel you may find valuable.

  • This clause is not intended to create any contractual or other legal rights with regard to Services provided by Bank Dhofar.

  • Any personal information received from you will be ordinarily retained by Bank Dhofar and will not be sold, transferred or otherwise disclosed to any third party, unless such disclosure is required by law or other order of a Competent Court or Governmental Authority. Bank Dhofar does not intend to disclose any information that could be used to personally identify you.

• Disclaimers

  • Disclaimer of Warranties
    
    Bank Dhofar makes no warranty or representation or warranty, express or implied as to:

    • the merchantability or fitness for a particular purpose or non-infringement and implied warranties arising from a course of dealing or course of performance. Bank Dhofar expressly disclaims any representation or warranty regarding the performance, availability, functionality, or any other aspect of the Website;

    • the accuracy, availability or completeness of:

      1. the content of the Website;

      2. any documents or any information, apparatus, product, or process disclosed by Bank Dhofar or any of its employees or make any representation that its use would not infringe privately owned rights;

      3. any other web sites, which you may access from a link provided on this Website.

  • Disclaimer of Liability
    
    Bank Dhofar accepts no liability and will not be liable for any loss or damage arising directly or indirectly (including lost profits, lost business opportunities, special, punitive, incidental, or consequential damages) arising out of or related to:

    • the use of the Website, howsoever arising and including any loss, damage or expense arising from, but not limited to, any defect, error, imperfection, fault, mistake or inaccuracy of the Website, its contents or due to its unavailability or any part thereof;

    • computer viruses, Trojan horses, worms, software bombs or similar items or processes arising from the use of the Website;

    • lost data or programs, and business interruption) arising out of Your access to, use, inability to use or the results of use of the site or any web sites linked to the site;

    • any damage (including without limitation, damage for loss of business or loss of profits) that may arise in contract, tort or otherwise from the use of, or inability to use, this site or any material contained in it, or from any action or decision taken as a result of using this Website.

• Indemnity
  You agree to defend, indemnify, and hold harmless Bank Dhofar, its officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from Your use of the service or Your breach of these Terms and Conditions.

• Content Distribution Restrictions
  No part of the content or information included in this Website may be reproduced, re-transmitted or otherwise redistributed in any form or by any means, electronic or mechanical, including by photocopying, facsimile transmission, recording, re-keying, or using any information storage and retrieval system, for any commercial considerations without the prior written permission of Bank Dhofar.

• Modification
  Bank Dhofar reserves the right, at its sole discretion, to add to, delete, amend, or revise these Terms and Conditions. You agree to be bound by such revisions or modifications and should therefore visit this page periodically to review the Terms and Conditions.

• Restriction on access to the Website
  Bank Dhofar reserves the right, at its sole discretion, to block or restrict Your access to the Website at any time, temporarily or permanently with or without cause or notice.

• Jurisdiction
  These terms shall be governed by and construed in accordance with Oman Laws and Regulations.