The Mid Sector & Business Banking Department has carved out a niche for itself by catering to the needs of small and medium-sized enterprises. The Department actively interfaces with the small and medium companies to understand their requirements and devise suitable solutions.

Credit facilities are offered for a range of activities, such as, investments, projects and working capital. The focus is on providing higher returns while maintaining acceptable credit quality. Facilities and services of the department include;

• Mid Sector & Business Banking Services:
• Overdraft Facilities
• Term Loans of various maturities both for Capital expenditure and working capital requirement
• Mortgage Loans
• Loan against Shares
• Letters of Credit and Acceptance,
• Loans against Trust receipts
• Advance against Receivables
• Bill Discounting, Services for Bills Collection and Payment
• Bonds of all types (bid, performance, payment, advance payment guarantees, etc.)