Overdraft Limit
| Net Salary |
Limit |
| 335 to 499 |
1,000 |
| 500 to 665 |
1,500 |
| 666 to 835 |
2,000 |
| 836 to 999 |
2,500 |
| 1,000 to 1,335 |
3,000 |
| 1,336 to 1,665 |
4,000 |
| 1,666 & above |
5,000 |
* If limit exceeds the specified amount, an additional R.O 5 is charged.
Eligibility
- The applicant should be 18 years old & above
- The applicant’s salary should be a minimum of OMR 335 and above
- The applicant should complete at least 4 months with the current employer
- The applicant should not be blacklisted with BankDhofar or Central Bank of Oman (CBO) caution list
Documents Required
- Latest salary slip and salary certificate
- Copy of valid I.D (Omani), copy of valid passport and resident card (Expatriates)
- A salary assignment letter from the employer addressed to the Bank
- Facilities agreement duly signed
- A third party guarantee letter from a guarantor who’s salary is sufficient to cover the commitment, if required
- Bank statement for the last three months
- NOC (no objection letter) if the applicant is working with other Banks
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